Every week, we talk with homeowners who are doing everything they can to stay afloat — people behind on payments, facing foreclosure, or just trying to sell their home before things get worse. What’s always surprising to me is how many great public resources exist, yet how few people know about them.
At Way Out Now, we believe that the first step to solving a problem is understanding your options. So I wanted to put together a few trusted links and insights that could genuinely help if you’re facing foreclosure or struggling to sell.
1. Start with local foreclosure help
City of Philadelphia – Foreclosure Prevention & Housing Support
The City’s Office of Housing and Community Development provides counseling, financial assistance, and step-by-step guidance for homeowners who have fallen behind.
🔗 Save Your Property from Foreclosure
Why it matters: This program connects you with local housing counselors who can negotiate with your lender, apply for grants, or walk you through court-ordered repayment plans.
2. Understand the sheriff sale process before it starts
Philadelphia Office of the Sheriff – Foreclosure & Tax Sale Listings
🔗 phillysheriff.com/property-listing
The Sheriff’s Office publishes an up-to-date list of properties scheduled for sale. If your property appears there, don’t panic — but do take action quickly. Knowing your sale date is key to determining what options you still have, whether that’s reinstating your loan, filing for mediation, or exploring a quick sale.
3. Look into statewide support
Pennsylvania Housing Finance Agency (PHFA)
🔗 phfa.org/homeowners/foreclosure.aspx
The PHFA offers free foreclosure counseling for Pennsylvania residents. Counselors can help you apply for programs that temporarily cover missed payments or structure modified repayment terms with your lender.
4. Federal and nonprofit foreclosure guides
FDIC Foreclosure Prevention Toolkit
The Federal Deposit Insurance Corporation offers a clear overview of foreclosure rights and options.
🔗 FDIC Foreclosure Prevention Information
Urban Affairs Coalition – Foreclosure Prevention Guide
A Philadelphia-based nonprofit with a helpful walkthrough of the foreclosure process, including legal resources and contacts.
🔗 Urban Affairs Coalition Guide
5. Thinking about selling instead?
Not everyone wants or is able to keep their home. Sometimes, the best solution is to sell quickly and start fresh. That’s where we can help.
At Way Out Now, we buy homes directly from owners who can’t sell the traditional way. You don’t have to worry about repairs, inspections, or waiting for financing. We’ll walk you through how our home buying service works and make you a fair, no-obligation offer — simple, straightforward, and pressure-free.
If you’d like to understand all your options before foreclosure becomes final, reach out. Even if selling isn’t the right move, we’ll gladly point you to the right resource or connect you with a local housing counselor.
6. More helpful reads
Washington Post: Selling to a Real Estate Investor
A balanced article that explains how selling to an investor works and what to look for. Their advice is right — always confirm that the investor can actually close on their offer.
🔗 Washington Post Article on Selling to a Real Estate Investor
Final thoughts from Jonesy
Foreclosure doesn’t have to define your next chapter. There are real, credible programs designed to help homeowners recover or exit gracefully — they just don’t get enough attention.
Take a few minutes to explore these links, ask questions, and reach out if you need clarity. Sometimes one honest conversation is all it takes to find a better way out.